IFSC Code Of Odisha Gramya Bank
Odisha Gramya Bank (OGB) (ଓଡ଼ିଶା ଗ୍ରାମ୍ୟ ବ୍ୟାଙ୍କ ) is a Regional Rural Bank that was formed on 7 January 2013 by combining Neelachala Gramya Bank, Kalinga Gramya Bank, and Baitarani Gramya Bank under the requirements of the Regional Rural Banks Act 1976. Indian Overseas Bank sponsors the bank, which is equally owned by the Government of India, the Government of Odisha, and IOB. It is owned by the Government of India's Ministry of Finance.
Govt. of India (50 per cent), Indian Overseas Bank (35 per cent), and Govt. of Odisha are the bank's shareholders (15 per cent). With its headquarters in Bhubaneswar, the bank serves 13 districts in Odisha. Balasore, Baripada, Cuttack, Chandikhol, Dhenkanal, Jashipur, Khurda, Keonjhar, and Pipli are among the bank's nine regional offices.
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| IFSC Code of Odisha Gramya Bank☝ |
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1. Car Loan
The maximum amount is Rs.10 lakh, or 85 per cent of the vehicle's on-road price, whichever is less.
In suitable instances, a loan of more than Rs.10 lakh may be granted.
2. Recurring Deposit
100 rupees or a multiple of 100 rupees There is no maximum quantity.
3. Home Loan
Purpose
Building a new home and expanding/adding to an existing home.
Purchase of a flat or home from a public housing agency or a reputable builder.
Purchase of historic houses from third parties in permitted plans (no more than 15 years old).
Existing residential house repair and renovation.
Amount
In the event of new construction, the maximum term loan under the plan is 80 percent of the cost of estimation, subject to a limit of Rs 100.00 lacs.
The maximum Term Loan for up-gradation / repair/remodelling of an existing dwelling is 80 per cent of the cost of up-gradation / improvement, subject to a ceiling of Rs 10.00 lacs.
Margin
A minimum of 20% of the cost of construction/house/up-gradation/improvement is set aside as a margin.
Security
As primary security, the Security Bank has placed a mortgage charge on the land and building.
Liquid collaterals must account for at least 10% of the loan amount.
240 EMIs is the maximum number of EMIs that may be paid.
18-month vacation period
The interest rate is set at a minimum of 11% and a maximum of 11.75 per cent.
4. Educational Loan: The maximum loan amount for studies in India is Rs.10.00 lacs, whereas the maximum loan amount for studies overseas is Rs.20.00 lacs.
Security: Up to Rs. 4 lacs: No security; between Rs. 4 lacs and Rs. 7.50 lacs: Collateral security in the form of an acceptable third-party guarantee.
5. Personal Loan: Maximum limit of Rs. 10.00 lacs.
Odisha Gramya Bank EMI Calculator
Contact/Phone Numbers of all Regional Office
OGB Branches, ATM Locator/Address/Pin Code in district wise in Odisha
ANGUL: At-SHANTI BAZAR, NEAR HARI MAHURI CHHAK, ANGUL, PO:ANGUL - 759122
HANDIDHUA: AT-HANDIDHUA CHHAWK, PO-TALCHER, ANGUL-759 100
LANGIJODA: AT-MADANMOHANPUR, PO-KANDHAL,, VIA-DERA, ANGUL
MADHAPUR: AT/PO-MADHAPUR, VIA-ATHAMALIK, ANGUL-759 125
TALCHER: SHREE LOKANATH MARKET, HATATOTA ROAD, PO-TALCHER, ANGUL - 759100
BALASORE
GANDIBEDA: AT/PO-GANDIBED, VIA-TUDIAGADIA, DIST: BALASORE - 756047
KHANTAPADA: AT/PO-KHANTAPADA, DIST: BALASORE - 756043
MITRAPUR: AT/PO-MITRAPUR, DIST: BALASORE - 756020
PORT ROAD: GOLA POKHARI CHHAK, NEAR BALASORE MUNICIPAL OFFICE, PORT ROAD, BALASORE-756003
PURUSOTTAMPUR: AT-PURUSOTTAMPUR, PO-BALIKHAND, DIST: BALASORE - 756166
REMUNA: AT/PO-REMUNA, DIST- BALASORE
SORO: AT/PO- SORO, DIST-BALASORE
BHADRAK
BETADA: AT/PO-BETADA, DIST: BHADRAK - 756168
BHANDARIPAKHARI: AT/PO-BHANDARIPOKHARI, DIST- BHADRAK
JAGANNATHPUR(B): AT-JAGANNATHPUR, DIST: BHADRAK - 756100
MANDARI: AT/PO-BASUDEVPUR, DIST: BHADRAK - 756125
CUTTACK
ATHAGARH: AT/PO- ATHAGARH, DIST- CUTTACK
BAHUGRAM: AT/POST-BAHUGRAM, DIST-CUTTACK-754200
KALAPATHAR: AT/POST/VIA-KALAPATHAR, DIST-CUTTACK-754009
KANDARPUR: AT/POST-KANDARPUR, DIST-CUTTACK-754117
PHULNAKHARA: AT/POST-PHULNAKHARA, DIST-CUTTACK-754001
RANAPUR: AT-RANAPUR, POST/VIA-BANKI, DIST-CUTTACK-753008
SALEPUR: AT-MACHHUATI BAZAR, SALIPUR - 754202
TANGI: AT/POST/VIA-KOTSAHI, DIST-CUTTACK-754022
DHENKANAL
BHUBAN: AT/PO-BHUBAN, DHENKANAL-759017
DHENKANAL: AT/PO/DIST- DHENKANAL-759 001
HINDOL: AT/PO-HINDOL, DHENKANAL-759 022
KAMAKHYA NAGAR: AT/PO-KAMAKHYANAGAR, DHENKANAL-759018
JAGATSINGHPUR
JAGATSINGHPUR: AT-JAGATSINGHPUR BADA BAZAR, DIST-JAGATSINGHPUR-754103
RAHAMA: AT/POST-RAHAMA, VIA-TIRTOL, DIST-JAGATSINGHPUR-754140
JAJPUR
BAITARANI ROAD: AT/POST-BARUNDEI, DIST-JAJPUR-755025
BALICHANDRAPUR: AT/PO-BALICHNDRAPUR, DIST-JAJPUR
BIRAJA TEMPLE: AT-BIRAJA HAT, POST-DEVIDWAR, DIST-JAJPUR-755007
BRAHMABARADA: AT/POST-BRAHAMABARADA, VIA-KABIRPUR, DIST-JAJPUR-755005
CHHATIA: AT/POST/VIA-CHHATIA, DIST-JAJPUR-754023
DASARATHPUR: AT/POST/VIA-DASARATHPUR, DIST-JAJPUR-755006
KUAKHIA: AT-KUAKHIA, POST-RASULPUR, VIA-KABIRPUR, DIST-JAJPUR-755034
RAMCHANDRAPUR: AT/PO-RAMACHANDRAPUR, DIST-JAJPUR-755032
SUKINDA: AT/POST-SUKINDA, VIA-JAJPUR ROAD, DIST-JAJPUR-755018
UTTARKUL: AT-PRITIPUR BAZAR, POST-UTTARKUL, VIA-PRITIPUR, DIST-JAJPUR-755013
KENDRAPADA
INDUPUR: AT/POST/VIA-INDUPUR, DIST-KENDRAPADA-754214
OLAVARA: AT/POST-OLAVER, DIST-KENDRAPADA-754227
TINMUHANI: AT/POST-TINIMUHANI, VIA/DIST-KENDRAPADA-754211
KEONJHAR
BHANDA: AT/PO-BHANDA, VIA-CHAMPUA, DIST-KEONJHAR, PIN-758044
CHAMPUA: AT/PO: CHAMPUA, MAIN MARKET DIST: KEONJHAR - 758041
DEOGAON: AT: DEOGAON, PO:KUSHALESWAR, DIST-KEONJHAR, PIN-758002
KEONJHAR: AT/PO-KEONJHARGARH,DIST KEONJHAR PIN-758001
SALAPADA: AT/PO-SALAPADA,DIST-KEONJAR, PIN-758020
KHURDA
BAGHAMARI: AT/PO-BAGHAMARI, KHURDA, 752061
BALAKATI: AT/PO-BALAKATI, KHURDA, 752100
BALUGAON (K): AT-CHILIKA ROAD, P/O-BALUGAON, KHURDA, 752030
BANPUR: AT/PO-BANAPUR, KHURDA, 752031
BARAMUNDA: RUCHIKA MARKET, BARAMUNDA, BHUBANESWAR - 751003
BEGUNIA: AT/PO-BEGUNIA, KHURDA, 752062
BHUSANDPUR: AT/PO-BHUSANDAPUR, KHURDA, 752021
GANDAMUNDA:
IRC VILLAGE: AT-PLOT NO.2093 (P) N-6, JAYADEV VIHAR, BBSR, KHURDA 751013
JATANI: AT-NANGALIA COMPLEX, MAIN ROAD, JATNI, KHURDA-752050
KALPANA SQUARE: BMC OFFICE COMPLEX, PO-BBSR, VIA-KALPANA SQUARE, KHURDA, 751001
KHARAVEL NAGAR: T.E & S.C.E.R.T OFFICE COMPLEX, PO-UNIT-IV, BEHIND RABINDRA MANDAP - 751001
NIRAKARPUR: AT/PO-NIRAKARPUR, KHURDA-752019
SANAPALLA: NEAR NEW BUS STAND, KHURDA - 752055
BHIMTANGI: IN FRONT OF LINGARAJ TEMPLE, OLD TOWN, BHUBANESWAR - 751002
MAYURBHANJ
AMARDA: AT/PO-AMARDA, DIST-MAYURBHANJ PIN -757055
BAISINGA: AT/PO- BAISINGA, DSIT- MAYURBHANJ - 757058
BARIPADA: ROXY ROAD, BARIPADA - 757001
BETNOTI: AT/PO-BETNOTI, DIST-MAYURBHANJ -757025
JASHIPUR: AT- MARKET SQAURE, JASHIPUR, DIST-MAYURBHANJ -757034
KHUNTA: AT/PO- KHUNTA, DIST- MAYURBHANJ -757019
MANATRI: AT/PO-MANATRI, DIST-MAYURBHANJ - 757017
Baripada(ll): IN FRONT OF MPC COLLEGE, BADA BAZAR, BARIPADA - 757001
RAIRANGPUR: MAIN MARKET, RAIRANGPUR, DIST-MAYURBHANJ - 757043
RAJALOKA: AT/PO-RAJALOKA, VIA-JHARPOKHRIA, DIST-MAYURBHANJ -757086
RARUAN: AT/PO-RARUAN, BLOCK-RARUAN DIST-MAYURBHANJ -757035
SANKERKO: AT/PO-SANKERKO, DIST-MAYURBHANJ, PIN-757024
SARASKANA: AT/PO-SARASKANA, DIST-MAYURBHANJ, PIN-757051
SARAT: AT/PO-SARAT, VIA-KAPTIPADA, DIST-MAYURBHANJ, PIN-757040
UDALA: AT/PO-UDALA, BLOCK UDALA DIST-MAYURBHANJ, PIN-757041
NAYAGARH
DASAPALA: AT/PO- DASAPALLA, DIST- NAYAGARH -752084
GODIPADA: AT/PO-GODIPADA, NAYAGARH, 752092
KANTILO: AT/PO-KANTILO, NAYAGARH,752078
KHALISAHI: AT/PO-KHALISAHI, VIA-KHANDAPARA, NAYAGARH-752077
NAYAGARH: AT/PO/DIST-NAYAGARH-752069
NUAGAON: AT/PO-NUAGAON, NAYAGARH-752083
ODAGAON: AT/PO-ODAGAON, NAYAGARH-752081
RAJSUNAKHALA: AT/PO-RAJSUNAKHALA, NAYAGARH-752065
SARANKUL: AT/PO-SARANKUL, NAYAGARH-752080
PURI
BALANGA: AT/PO-BALANGA, PURI, 752105
BRAHMAGIRI: AT/PO-BRAHMAGIRI, PURI-752011
CHANDANPUR:AT-CHANDANPUR, PO-CHANDANPUR, PURI-752012
CHARICHHAK: AT-CHARICHHAK, PO-BRAHMAKUNDI, PURI-752113
JUNEI: AT/PO-JUNEI, VIA-KONARK, PURI-752111
KAKATPUR: AT/PO-KAKATPUR, PURI-752118
LATAHARAN: AT/PO-LATAHARAN, PURI-752119
NABAKALEBAR ROAD: NEAR GUNDICHA MANDIR, PURI
NIMAPARA: DOLABEDI CHHAK, AT-PO: NIMAPARA - 752106
PURI: AT-GRAND ROAD, PURI-752001
SAKHIGOPAL: AT/PO-SAKHIGOPAL, PURI-752014
SHREE VIHAR: AT-CHAKRATIRTHA ROAD, P.O.-PURI - II, PURI-752002
PASCHIMDWAR: PRATIHARI NIYOG, PASCHIMADWAR, PURI
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