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Biju Swasthya Kalyan Yojana (BSKY)

Biju Swasthya Kalyan Yojana (BSKY)Odisha

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    Biju Swasthya Kalyan Yojana (BSKY)

Biju Swasthya Kalyan Yojana (BSKY) is a health insurance scheme

Biju Swasthya Kalyan Yojana (BSKY) is a health insurance scheme launched by the state government of Odisha in 2023. The main objective of the scheme is to provide comprehensive health insurance coverage to all families in the state, including those belonging to economically weaker sections of society.


Biju Swasthya kalyan yojana beneficiary 

Under BSKY, eligible beneficiaries can avail cashless treatment for a wide range of illnesses, including critical diseases such as cancer and heart problems, at any of the empanelled hospitals across the state. The scheme covers all pre-existing diseases, including treatment costs for inpatient as well as outpatient care. The scheme also covers the cost of transportation for the patient, if necessary.

To be eligible for the scheme, the beneficiary must be a resident of Odisha and should not be covered under any other government health insurance scheme. The scheme covers the head of the family, the spouse and up to three dependent children. Additionally, the annual family income should not exceed Rs. 5 lakhs.

The enrollment process for BSKY is simple and can be done online. Applicants can visit the official BSKY website and fill out the online application form. They will need to provide basic personal and family details, as well as proof of residency and income. Once the application is processed, the applicant will receive a BSKY card that they can use to access medical treatment at any of the empanelled hospitals.

The state government has partnered with several leading insurance companies to implement BSKY, and a large network of hospitals has been empanelled to provide medical treatment to beneficiaries. The scheme also provides for an efficient grievance redressal mechanism, so that beneficiaries can seek assistance if they encounter any problems with the scheme.

The state government has also set up a central database to maintain the beneficiary list for BSKY. This database will be updated regularly to reflect any changes in the beneficiary list, such as the addition or removal of family members, changes in contact details, etc. The database will be accessible to all empanelled hospitals and insurance companies, ensuring that the beneficiary list is up-to-date and accurate.

In conclusion, Biju Swasthya Kalyan Yojana (BSKY) is a much-needed step towards ensuring the health and well-being of the people of Odisha. The scheme provides comprehensive health insurance coverage to all families in the state, including those belonging to economically weaker sections of society. The simple enrollment process and the efficient grievance redressal mechanism make it accessible and user-friendly. The scheme has been well-received by the people of Odisha and is expected to significantly improve access to quality healthcare in the state.\

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